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Things to Do When You Feel Like You’re Getting Sick

There are times when you feel like you’re getting ill, and you begin to show symptoms. But, before things worsen, you must do something about it. These tips will help.

Take a rest

It doesn’t matter how busy you are. If your body says you should rest, you must do it. Sometimes, being tired causes these symptoms. But, with a good amount of rest, your body will recover. Besides, it’s better to take a day or two off than spend a week recovering from a severe illness.

Consult your doctor

As soon as you begin feeling the symptoms, you must meet with your physician. If you have to get tested, you must do it. Your doctor will also prescribe medicines to help you recover quickly. Who knows? You might have simple problems only like fungal nail infections that you may confuse with other medical issues. Taking fungal nail tablets is enough to help you recover. You can even buy the medicines online, and you will receive the order at your place.

Don’t panic

The first thing to do is see your doctor and get diagnosed. If you can’t do it yet, stay at home and rest. Don’t overthink the problem. Panicking doesn’t help. Apart from just having physical illnesses, you might also have mental health problems.

Avoid reading health articles online

You might feel tempted to self-medicate because you want to get rid of your health issue. While you can find helpful information, you might also get misled. Instead of recovering quickly, you end up spending more time being sick. The problem is that it’s easy to write anonymously online. Many people can pretend to be medical experts when they’re not. You believe in ideas to help you recover, but they could only damage your health. Another reason to avoid trusting whatever you find online is you might misdiagnose yourself. You can check all the boxes that lead to an incorrect diagnosis. You might panic even more. Trust your doctor to help you.

Stay optimistic

You can’t feel down when you start to feel sick. It will affect your overall health. Think about recovering quickly and doing the things you love. Being sick might set you back for a while, but you will get through it soon.

Take first aid remedies

If you have symptoms that over-the-counter medicines can resolve, give them a shot. There’s nothing wrong with trying them out as long as you don’t go beyond your limits. Don’t expect immediate results too. First aid remedies are helpful until you can get an official diagnosis and appropriate prescriptions.

You can get sick for whatever reason. However, with the proper care, you will recover. Learn from what happened and avoid getting ill for the same reason in the future. If you have to go to the hospital for a few days to receive medical care, don’t hesitate to do it. You would rather entrust yourself to medical professionals than expect an immediate recovery at home. Your doctor will suggest hospitalization if need be.

How to Choose the best Loan Comparison Sites

Introduction

A loan is a form of credit, usually a lump sum of money that’s borrowed and is supposed to be repaid over a certain period with interest. When you’re trying to keep your financial objectives in motion, getting an extra boost could make all the difference. A loan comes in handy when you want to attain a certain objective – it could be renovating your house, settling some existing debts, or purchasing a new vehicle.

However, a loan can be of importance if it is used in the right way. This means that you have to make sure that you are comfortable with the monthly instalments. To apply for small loans that are appropriate for you, use an effective loan comparison lainavertailu site and you will get the best loan deals. This article will discuss how you can choose the best loan comparison site and what you stand to save when you use one.

What Can You do With a Loan?

Loans can be used for a wide variety of purposes such as:

  • Home renovations. Are you intending to make some improvements to your existing house? Whether it is a new bathroom or a new kitchen, taking a home improvement loan could be handy in funding the costs of the home renovation project.
  • Spreading the cost of purchasing a car. Have you found your ideal car but your savings are not enough to purchase it outright? A loan can help you divide the cost of the vehicle into manageable instalments: thus, you will get to enjoy your new wheels!
  • Funding a wedding. To many, weddings are crucial and could be the best day of their lives. However, it can also be expensive. Taking a wedding loan can assist you in reducing your financial worries and manage the cost of your special day.
  • Consolidating the existing debts. You can choose to secure one loan that has a low rate of interest to sort all your debts. This can help you relax knowing that instead of dealing with various loans and cards, you will only deal with a single payment.

Types of Loan

There are three main types of loans – unsecured, secured, and guarantor loans.

  • Personal or unsecured loans. This type of loan means that you do not have to use anything as collateral in case your loan defaults. The lender will consider your financial history and assess the amount of loan that you’re qualified for. Having a great credit score will be of significance.
  • Homeowner or secured loans. With this type of loan, you will have to put up your asset as security. Usually, the asset is either a property that you own or one that you pay your mortgage on. This means that if you fail to keep with the instalments, the lender could seize that asset.
  • Guarantor loans. Guarantor loans are loans that you can be given if you have a limited or poor credit score. They operate as regular loans only that you need to indicate a guarantor at the time of application. This is usually a close person like a family member who promises to fulfil your repayments should you fail to.

How Much Will the Loan Cost?

Before deciding to take a loan, you must compare what the loan will cost you in terms of instalments. That is where loan comparison sites come in. Use a loan comparison site to see the best loan deals that are available to you. Loan comparison sites offer you a loan calculator to calculate the amount you can afford to borrow, the rate of interest, and the duration you can afford to pay that sum. Bear in mind that smaller loans tend to have greater rates of interest which can have an impact on your affordability of the loan.

How to meet great love?

To be able to have a happy family, you have to understand how Indianapolis singles become happy couples. It’s time to talk about the good already. What strengthens the couple, what can open a new breath in a couple, unite, make the relationship closer. Let’s dispel a couple of misconceptions and feed on the fruits of science.

In a biological sense, the stronger and more powerful the release of oxytocin, the greater the feeling of love. That is, if you look at your husband or wife, and the emotions are not the same, then oxytocin is no longer released in the same quantities as in the old days. Therefore, the period of falling in love is so pleasant. Everything in the beloved seems to be the best and most beautiful. I want to be around, I want to surprise, care and cajole in every possible way.

In couples, the fastest and most powerful release of oxytocin occurs during sexual intercourse, and this is why some couples practice reconciliation in bed. However, science has been able to figure out the algorithms of love as much as possible. And in this post I want to talk about a study that is widely known around the world.

American researcher and psychologist John Gottman, author of the bestselling books in the field of love and marriage, conducted a study of more than 700 couples, which involved observing a couple at different stages of marriage. For 16 years, he studied how couples interact, how they communicate, how they fight, how they reconcile, and deduced seven principles of emotional-intellectual marriage. Yes, yes, emotional intelligence is critical to successful and happy marriages.

As a result, he developed the ability to determine in 5 minutes whether the marriage will be strong, or his chances are small. His method determines the outcome up to 91%. 

Happy couples quarrel, get angry with each other and argue. It is absolutely wrong to think that there are no conflicts in happy marriages. But in the words of Gottman, in the dynamics of the couple’s relationship there is a “dominance of a positive attitude.” In other words, safety and friendliness. Everything that I write about without stopping almost everywhere and speak even more often.

I will give just a few habits of couples who have lived happily with each other for many years. It’s not even worth calling it habits, but rather a culture of relationships.

These couples love to spend time with each other, they are friends! They are very interested in being together, they always exchange news and keep in touch during the day, even if they are working.

There is a lot of tactile contact in such pairs. Physicality is the first key to oxytocin. Remember, the more there is, the stronger the feeling of love. And you can get it through touch, hugs, tenderness and kisses. Rejoice hug lovers and share your lovers with an article to prove that you are staring at the root! 

Small, seemingly insignificant care turns out to be insanely important. When happy spouses are far from each other, they keep in touch, correspond, call and worry when one of the partners has a turn to see a doctor. By the way, pregnant wives often complain that their husbands do not go to the doctor’s appointments, believing that the appointment is the reception. And this expression of concern and desire to share the emotions of a partner is insanely important in relationships, not only during pregnancy.

If you are still like Indianapolis single women we will give you important principles of a happy marriage. 

Significant other

“If I found a second one – someone like me, then I would definitely get him at home.” In a partner, we want to see our reflection, even if we are not aware of it. We find people with similar interests and worldviews. This means that if something does not suit you in a loved one, then it would be nice to pay attention to yourself. Change for the better, then there will be worthy people around you.

Let’s get what you want

“As it comes around, it will respond,” says popular wisdom. Everything is simple here: treat the person as you would like him to treat you. Believe me, you shouldn’t expect attention and care from your husband if you have been “nagging” him all evening before.

Any person wants to be loved, cared for, generous and gentle with him. The more you give, the more you get in return. By showing jealousy, reproaching, manipulating your partner, you will receive the same treatment.

Do not offend loved ones

It happens that in the heat of the moment you said a lot of unpleasant things to a person. You let off steam and forgot, but a wound remains in your partner’s soul. How long? It all depends on the specific case. Sometimes a word can and mortally offend.

Do not skimp on praise and compliments, support and approval. Tell your partner how you value and trust him. Never be afraid to say the three magic words: “I love you.”

Love is work

Relationships are never smooth and stable. Ideal love and a long, cloudless family life are found only in women’s novels. In fact, love is daily work on yourself, on your worldview. You will have to learn to make compromises and concessions, to remain silent when necessary, to forget about your ego.

Give a hug

A person needs tactile sensations from a very early age. In the arms of our mother, we feel protected from this world. Growing up, we also need protection, approval, reassurance – that is, the touch of loved ones.

Scientists have found that during a gentle touch, the amount of stress hormones in a person decreases, the nervous system relaxes, the state of the immune system improves, and emotions stabilize. Hug your loved one more often just like that, without a sexual motive, hold hands. Thus, you will become closer, and the relationship between you will be trusting and sincere.

Data finds white is the world’s favourite taxi colour

·       White taxis are most common global taxi colour, followed by yellow, and black.

·       Yellow is the world’s favourite single taxi colour, prized for its safety

·       Morocco and Thailand have the most diverse taxi colour schemes

·       Popular visitor destination, Greece, has one of the most confusing taxi colour schemes for British travellers 

31st August 2021.

White taxis are the most common – and therefore most recognisable and trusted – taxi colour for Brits travelling around the world in 2021, new data finds. 

https://www.thetaxicentre.com/news/taxi-colours-from-around-the-world/ 

White taxis feature as the standard colour in 73 per cent of the countries analysed, closely followed by yellow (53.3 per cent) and black (48.3 per cent). These three taxi colours are most common in Europe and Asia. Most common taxi colours around the world:

The data by The Taxi Centre finds that when there is just one national taxi colour for a country, however, yellow is the most popular, as these are often viewed as the safest colour in terms of accident prevention. 

Purple (3.3 per cent), pink (5 per cent) and tan/beige (8.3 per cent) are the least common taxi colours, although they are most frequently spotted in North American and Southeast Asian countries.  

Generally, the further south you travel in Asia (such as Indonesia, Malaysia, Thailand, Vietnam) and North America (Mexico, Cuba, Dominican Republic), the more chance you have of hailing a fluorescent cab. If we are to follow the geography, more exotic climates have the boldest taxi colour schemes. 

Unlike other exotic countries in the analysis, however, the data finds the most common taxi colours in Africa are all pale and bright. White, yellow, and silver are the preferred trio in this equatorial continent, three colours that better reflect the sun, keeping cabs cooler. Morocco and Thailand have the most diverse taxi colour schemes of all the UK’s favourite destinations with nine different national taxi colours apiece. 

Frequently visited European destinations such as France, Spain, Germany and Turkey follow very standard colour conventions (black, white, beige, and grey are the single national taxi colour across the countries, respectively). 

However, other popular European destinations like Greece and Croatia have more of a patchwork of colours which can make finding a standard cab more difficult to spot in these locations. A Taxi Centre spokesperson commented: 

“For many, it has been a long while since we Brits ventured overseas, leaving the car at home and instead opting for the humble taxi as our primary mode of transport. “But with so much time having passed, it’s no wonder people are reporting travel anxiety and not feeling 100% confident when they finally start to consider leaving home soil.  

“Knowing what to expect is always our number one recommendation before travelling. For instance, our research helpfully points that, while some countries make it easier to feel safe abroad with their standardised taxi colour conventions, others are a little more hodgepodge.  

“As such, it’s important that any nervous traveller takes the time to gather vital information, like a country’s taxi colours, before hopping on a plane this year.”

Taxi travel abroad:

The Taxi Centre’s top tips 

1.     Be vigilant –        Always look out for cabs that have a metre, a radio and a badge on display (this should indicate that the driver has a taxi licence). 

2.     Try to book taxis in advance from reputable firms –        Your hotel should usually manage this for you if you’re going to and from your accommodation. If you have no other option but to hail a cab (perhaps you’re in an area with no phone service) then always check the advice above (metre, radio, and badge) before getting inside the taxi to be safe. 

3.     Research local taxi fares before travelling –        To double down on your efforts, agree upon a price before getting in the cab. In some countries, you will find pre-paid taxi stands at the airport to help first-time tourists avoid paying over the odds for cab fares. 

For further insights about The Taxi Centre’s research, visit the Taxi Centre blog

-ENDS- 

Notes to editors  

The Taxi Centre identified the most popular holiday destinations for Brits using Finder and TUI. As such, not all countries in each continent have been picked for our research; the data is only representative of the most visited travel destinations by Brits. Most common taxi colours are sourced from Wikipedia and respective tourist sites. Only national livery is included in the analysis, and no private hire vehicle colours have been noted in the data. 

For further press information, please contact: 

Carly Trigg
carly.trigg@mediacom.com


About The Taxi Centre  

The Taxi Centre have been supplying cars to the taxi and private hire industry since 2001. Over the years, they have introduced many cars which have become synonymous with the trade such as the SEAT Toledo, Skoda Octavia, Skoda Superb and Citroen Berlingo. They have hundreds of vehicles held in stock over 100+ Taxi Centre dealerships, and most cars can be delivered within a week anywhere on the UK mainland free of charge. Alternatively, taxi drivers can visit their head office at Glasgow Airport to collect their car in person.

Painting, safety, and health hazards: How to make your art studio safe

If you are an avid artist, you can likely attest as to how fun it is to create art. However, it’s obviously not going to be as fun if you accidentally make someone ill by not being sufficiently careful with how you either maintain your art studio or produce art in it.

Here are a few tips and tricks you can follow to help keep your studio safe – for both yourself and anyone else who may have access to it – as you get to work on that next masterpiece.

Keep as much of your skin covered as possible

When painting with traditional and water-soluble oils, you shouldn’t simply leave your hands and arms exposed to potential splatters from the paints.

As an Artists Network article warns, skin absorbs substances – and, if you use a solvent-soaked paper towel in an attempt to remove paint from your skin, that paint could enter your body. Hence, when painting, you should wear disposable gloves.

Make sure your studio is properly ventilated

When working with oils or acrylics, “properly ventilated” would mean having – if possible – multiple windows open as well as using a strong fan to draw clean air into the studio.

Meanwhile, if you intend to use any fixatives or spray-on solutions, it would be crucial to do so outside, as no amount of ventilation indoors is likely to suffice for protecting your health from the resulting fumes.

Don’t leave work containers near food/drink containers

You probably don’t need to be told that leaving, say, diluting or rinsing water near water intended for drinking is almost a disaster waiting to happen. So, it would be wise to use narrow-mouth containers for rinsing brushes – and, if pets have access to your studio, cover the water when you aren’t using it.

To help guard against cross-contamination, you should also reserve specific cups, plates, trays and the like for painting purposes – and store them separately to your regular dishes.

Follow any safety instructions provided with your materials

Those instructions were put on the materials for a good reason: to help guide people who might be genuinely unsure how to safely handle them.

So, if you don’t know – for example – how to dispose of certain materials without imperilling your health and safety, don’t hesitate to carefully check what’s printed on those materials’ packaging.

Prevent anyone from touching your artwork while it’s drying

While you might have designed your studio as something of a shared space, you should still reserve part of it for keeping your freshly-finished art away from where other people could touch it – and thus potentially damage it as well as their own health.

Artist Niki Hilsabeck writes for EmptyEasel.com: “I have a white cat who loves to rub on my pastels, and as funny as it is to see a pink or blue cat, I don’t want him ingesting the pastel when he cleans himself”. Keeping your art pristine could also eventually enable you to sell it to a prestigious collector like Charles Saatchi. Hey, you never know…

What can be done to reduce homelessness?

People who are homeless are not social inadequates. They are people without homes,’ activist Shelagh McKechnie

Homelessness is on the rise.

The drive to take people off the streets during lockdown may have led to a 37 per cent decrease in the number of rough sleepers, but those figures are an anomaly.

During the past decade, there has been a steady rise in homelessness as more and more people find themselves priced out of the housing market.

Figures for London show rough sleeping has increased by 94 per cent in the past 10 years and other cities are following suit.

In the UK there are even people with jobs who are forced to sleep rough – the so-called ‘working homeless’ or ‘cardboard economy’ – simply because they can’t raise enough cash for deposits and rents.

Current figures illustrate that around 75,000, or a quarter of households, in England who are either homeless or at risk of becoming homeless are also managing to work.

With that in mind, what can be done to reduce the level of homelessness in the UK?

The government’s ‘Everyone In’ strategy during the pandemic provides proof that there are solutions to homelessness, and that if we act together we can bring about change.

However, it is prevention that is being seen as key to a future without homelessness.

This involves:

  • Building homes that are truly affordable
  • Investing in support, whether that’s treatment for mental health issues or substance abuse, or offering training in essential life skills
  • Greater support for non-UK nationals at risk of being homeless
  • A cross government strategy for tackling homelessness

The pandemic in 2020 resulted in a huge collaboration between the Government, councils and charities to ensure that people without a home, or those who were in danger of becoming homeless, were brought inside.

More than 33,000 were rapidly found emergency accommodation and 23,000 were helped to find longer term accommodation – proving what is possible when people work together.

Creating affordable accommodation for homeless people is essential if the homeless crisis is to be resolved, but homelessness is a complex situation for many people and a more holistic approach is needed to make a real difference.

That’s why homeless charities not only provide accommodation; they give advice, support people facing eviction, work on campaigns and strategies, and raise awareness within communities.

For example Cambridge City Council has a strategy built on prevention and action, while Shelter has been at the forefront of efforts to protect people experiencing homelessness throughout the pandemic by lobbying the Government to fund the ‘Everyone In’ scheme and ban evictions..

The Government has also upped its game by pledging an overall investment of more than £750 million to tackle homelessness and rough sleeping for 2021.

However, the situation demands a radical approach, one like the Centrepoint charity has taken by pledging to end youth homelessness in 2037.

Centrepoint not only works with young people to find them accommodation, but also focuses on areas of policy including housing, family and health.

It provides support for those with substance abuse and mental health problems, advises on nutrition and how to build healthy relationships.

It helps young people reach their potential by coaching them for job interviews, getting them into apprenticeships and funding higher education, teaching them life skills, and finally supporting them as they move on.

But it is the critical lack of social housing which has been at the heart of the homelessness crisis.

Young people may be in low-paid apprenticeships or jobs, but that means struggling to find affordable accommodation – a fact that is at the heart of Centrepoint’s strategy.

To address this it is building 33 single occupancy modular homes for young people, a scheme recently given the green light by Southwark Council and which will be rolled out to other areas in the UK.

This example is the first of what will become permanent long-term solutions being sought to address the homeless crisis.

And, once a young person makes the move from temporary accommodation at Centrepoint into their own home, the space that they were occupying will be freed up for someone on the streets to take their place.

Centrepoint has also appointed two new board members; British entrepreneur and investor, Javad Marandi OBE, and financier Jamie Reuben, to raise the charity’s profile and offer their creative thinking and expertise.

Their support, together with that of others like them, is another essential part of the strategy and will most certainly be essential to its success going forward.

Artificial intelligence

  •    What  is artificial intelligence (AI)? 

 The intelligence display by the machine is called artificial intelligence. Artificial  intelligence has become very famous in today’s world. It is impel to natural intelligence in  machine  that are programming to attain and imitate human behavior. These machines can also learnt  from trial and perform tasks equal to humans. The progress of artificial intelligence and other technologies  have a huge impact on our quality of life. Nowadays everyone wants to be connected to all new technology.

  • The background of artificial intelligence

In the 1940s, when computers were developed, then many scientists  wanted to develop an “artificial brain. So experts plan different experiments to get their goals to create machines that are very smart than humans.  In order to prove their purpose, they propose a well-known valuate system.   Artificial intelligence display  that you have developed more skills to duplicate natural language and relate in intelligent conversations, sometimes even with a sense of human.

 Machine learning technology grow its own artificial intelligence. It is track to replicate the manual analysis of big amounts of data.

  • Types of artificial intelligence

a) Narrow artificial intelligence (ANI)

b) General artificial intelligence (AGI)

c) Super artificial intelligence (ASI)

  • Artificial intelligence uses

Artificial intelligence are important for specialization of hardware and software bases to write and train machine learning algorithms.

 Commonly, the idea of an artificial intelligence system action is to serve  a large amount of tagged training data, analyzing and patterns of the data, and then used to  these patterns to conclude the future state.

 Artificial intelligence programming base on three cognitive skills:

  • learning,
  • reasoning,
  • self-correction.
  • Artificial intelligence example
  • Manufacturing robots.
  • autonomous cars.
  • Smart assistant.
  • Active health management.
  • Automated financial investments.
  • Monitoring of social media
  • Research and development of healthcare

 Artificial intelligence are helpful for many healthcare research and development .

 For example, in early days, cancer detection  and serious diseases is a big challenge facing the medical departments. After the successful visual recognition test, the artificial intelligence algorithm was integrated into the early tumor detection program. Comparing with a team of neurosurgeons, MRI recognition algorithms are already ten times faster and more efficient to detecting brain tumors. Compare each new brain image with thousands of databases.

 The use of predictive analysis and image recognition can help save the lives of patients, even before the outbreak of the disease, making it a sea-shaking change in the medical sea

  • IT security and data protection

 Data protection and governance are the main issues. The exchange and use of information are necessary for great research corner and tiny factories.

 network safety software and an artificial intelligence depend  on environment can detect potential network frailty. They can also blocked malware that performs the behavior of human users.

  • Robots in AI

 The branch of robotics has progressed even before artificial intelligence became a reality. At this stage, the artificial intelligence is helping robotics bring faster through efficient robots. Robots in artificial intelligence have found applications in industries and vertical industries, especially in the manufacturing and packaging industries.

  • Embedded in AI

Embedded artificial intelligence (AI) is also uses of machine and deep learning in device-level software. The software can also be programming bases on collection and analyzing data to impart the predictive and effective intelligence.

  • What is the future of artificial intelligence?

  Artificial intelligence is an amazing new tool in our toolkit. It will permit  us to arrange large amounts of data faster and get answers to research questions faster. 

 “Machine learning will provide tools to help quickly accelerate new discoveries in many research fields,” Elliot scientist said that “because we can expand computing power faster than the human brain, which makes discovery happen. Growth rate.”

  • Artificial intelligence (AI) solutions
  • NVIDIA GPU Cloud

  A graphics processor (GPU) is a also  computing system.  The importance of artificial intelligence depends on the efficiency of these computing units.   The NVIDIA GPU Cloud (NGC) mixes all of the GPU software that automatically optimizes NVIDIA hardware computing units.

  • Jupyter

 Data scientists uses Jupyter Notebook to create a various  automated systems and artificial intelligence.

  • Apache spark

 Apache Spark is one of the most famous frameworks on the market for heavily parallel data processing.

Yooz: The Best Automation Service in Town

Are you looking for the best ap automation service? If yes, then you are at the correct place. Here in this article, we will decode the aspects of yooz- ap automation software. So, are you ready to explore it? Of course, you’ll be. Let’s begin!

 What is Accounts Payable Automation?

The definition of AP automation consists of replacing all or part of a particular process by automatically processing it using a digital document, based on the exchange of the original paper document. These digital documents, which form the basis of electronic processes, may come from various sources. In some cases, the processed data already exists in electronic formats, such as structured files such as EDI, XML, or CSV, and unstructured files such as files and PDF documents.

AP automation has expanded over the last few years. Accountants and financial leaders are particularly well suited to observe the benefits of AP automation, such as significant reductions (and processing times) in late payment disputes for errors and significant improvements in processing reliability and security. Transparency and tracking of exchanges increased productivity, improved working conditions for employees, faster and easier access to documents, and more modern images inside and outside.

How to process invoices with AP Automation?

Do you want efficiency of accounts? A key to ensure that the inefficiencies of measuring administrative tasks do not lose the benefits of growth is to use ap automation to industrialize the accounting process. The use of technology plays a vital role in the performance and productivity of accounting departments. In fact, with AP automation, invoice processing, scanning, automatic recognition, publishing, assignment, and electronic verification circuits in purchasing management can be a continuous process step up to exporting data to ERP systems and accounting packages.

Click here.

Stakeholders had the opportunity to be informed about the progress of the process and validate the main steps based on predefined rules for invoice type, client, or amount. Today’s ap automation solutions, based on artificial intelligence, can process all documents without pre-classification, regardless of format, media, or transfer, including email, PDF, EDI, and more.

Accounts Payable software best practices

Accounts payable software has a vital role in the management of the accounts. The software has the three basic best practices. The first is to know the costs and processing times associated with invoice management. It is the starting point for calculating the ROI from the chosen solution. The second prerequisite is a clear understanding of all invoice validation circuits. The complexity of the workflow and the level of interdependence determine the choice of a digitization solution. This factor also influences the choice of resolution and architecture.

Accounts Payable software comparison

To maximize the benefits of AP automation, the following question is to choose your app automation software. There are four critical criteria to consider when comparing accounts payable software. Initially functional. The solution meets all the company’s needs, from capturing received documents to secure storage, regardless of format (paper, PDF, EDI …) after all stages of the accounting process are needed. 

 The double standard is about technology. The latest open cloud-oriented solutions allow businesses to leverage new technologies like artificial intelligence and machine learning and easy interface with common ERP, management, and accounting systems. The third criterion is practical. The solution is easy to manage, intuitive, fun to obtain, and professionally assisted so that users perceive it as a real benefit of their day-to-day operations. 

 The last criterion is price, at least the critical thing. The supplier’s pricing should be clear and comprehensive and should not be a nasty surprise. The cloud is often the most attractive way. The subscription model allows businesses to pay only for what they use without risking long-term contractual promises.

Conclusion

In conclusion, if there is one word that sums up the benefits of app automation for enterprises, it is “control.” Invoice management processes that directly affect costs are vital to businesses. With AP’s industrialization, the process is fully controlled concerning the risks involved (fraud dispute non-compliance) and the costs involved (productivity). By implementing an appropriate solution, the industrialization of APs can be the basis for controlled and transparent management.

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Why Do Emerging Artists Have Excellent Artwork?

If you have yet to see what emerging artists can create, you will feel surprised. Sure, they’re new to the industry, but they can create exceptional pieces. View their social media pages and websites. You will realise that they have a lot to offer and you should invest in them.

They’re passionate

When you’ve been doing the same thing for a while with little success, you start to lose that fire. People learn more from experience, but it also takes passion away. Therefore, it helps if you decide to support up and coming artists. They can still have that fire within them, and they’re probably ready to do more. So you can always expect the best from them.

They create pieces from a unique perspective

These new artists already saw several pieces of work in the past. They determined which other perspectives deserve to get viewed by many. Therefore, you can expect them to create something outside the box. It won’t always be the typical creations you see from artists who have been around for a long time. It doesn’t mean those pieces are terrible, but it’s good to have a breath of fresh air.

They can reflect today’s issues

These artists love to create pieces with historical and social significance. They can also be political at times. When they make artwork, it’s not only for the sake of showing their artistic side. It’s also about calling for changes in society. They know that as artists, they have the power to send a message. They might also help make changes if people listen. These artists are brave, and they’re not afraid to take risks. We need more people who can call for societal changes in unique ways. There’s no single way to make everyone realise the need to address these issues.

Try something different

You already know that these artists can do an excellent job. They will always push themselves to the limits and elevate their brand. You should consider working with them and try something different. You might love their creations and decide to do more. You already saw what established artists are capable of. Trying something different will give you a unique artistic perspective. You will appreciate the arts even more.

Start by comparing these emerging artists’ pieces online. They offer samples of their previous work. You will know their style based on these samples. You can also decide if the partnership is worth pursuing. You may commission them to create artwork and see where it goes. Some of them focus on specific issues. You will find artists who reflect women’s rights or racial justice in their creations. If you’re also passionate about making these issues heard, you should support them.

These new artists still have a long way to go. They might not be popular now, but they will be there someday. If it happens, expect the pieces you bought and commissioned to be more expensive. It feels great to know that you can be a part of someone’s success.

How unexplained wealth orders help in the international fight against money laundering

Unexplained wealth orders were introduced four years ago to help tackle the problem of money laundering by high net worth individuals, often with foreign and political connections.  Here, Ellen Sanchenko (pictured), Criminal Litigation and Regulatory specialist solicitor at Ronald Fletcher Baker LLP, explains how they work – and whether they are operating as intended.

The concept of recovery of criminal proceeds has persisted in the UK for some time. Tools, such as a civil recovery order, have been available and commonly used to recover proceeds of crime.

Confiscation of criminal property has become much easier than it used to be, mainly because it is no longer necessary to secure a criminal conviction prior to making an application in court.

However, it became clear that this route would not be particularly fruitful in cases where the person in question is, or was, a part of a foreign regime.

With the UK becoming a de facto ‘safe haven’ for corrupt individuals, it was obvious that existing tools were insufficient to address the problem of unexplained wealth with a foreign element.

It was, therefore, only a matter of time before a more precise tool was introduced and the Criminal Finances Act 2017 brought in unexplained wealth orders.  This was inserted as an amendment into the Proceeds of Crime Act 2002 at sections 362A to 362R which came into force on January 31st, 2018. It is important to note that the provisions have effect retrospectively.What is an unexplained wealth order?

An unexplained wealth order (UWO) is a court order that requires the respondent to set out the nature and extent of their interest in the asset in question and to explain how they obtained it in cases where the respondent’s legitimate income does not explain the holding of the asset.

In other words, a UWO enables the enforcement bodies to make enquiries and requires an explanation as to assets being held by people who would not be able to afford the assets in question based on their legitimate income. In cases where it is proved that the asset represents the proceeds of crime, the order grants further powers to recover such an asset.

An application for a UWO can be made to the High Court by the following authorities:·         National Crime Agency (NCA)·         Crown Prosecution Service (CPS)·         Her Majesty’s Revenue and Customs (HMRC)·         Serious Fraud Office (SFO)

·         Financial Conduct Authority (FCA).

When making a decision over a UWO application, the court needs to be satisfied that the following requirements have been met:      I.        There is reasonable cause to believe the respondent holds the asset in question (The Holding Requirement).     II.        The value of the asset is greater than £50,000 (The Value Requirement).    III.        There are reasonable grounds to suspect the respondent’s legitimate income is insufficient to acquire the asset in question (The Income Requirement). 

  IV.        The respondent is a politically exposed person (PEP), or there are reasonable grounds for suspecting that the respondent is, or has been, involved in serious crime, (or a person connected with the respondent is, or has been involved (The PEP/Serious Crime Requirement).

It is interesting to note that a UWO made in relation to an overseas PEP does not require prior suspicion of serious criminality.Who are PEPs?

Special attention should be paid to the PEP requirement. It is defined in section 362B(7) POCA 2002 and indicates an individual who has been entrusted with prominent public functions by an international organisation or by a state outside of the UK or EEA. Family members, close associates and people otherwise connected with a person fall within the scope of the order.

It is important to note that being a PEP does not automatically imply criminal conduct, but rather, it means that such person is more susceptible to being involved in criminal activity due to their relations, connections etc.

There is no universally accepted definition of PEPs. Each jurisdiction has its own characteristics, but the Regulations list the following positions as those entrusted with prominent public functions:·         Heads of state, governments, ministers and deputy or assistant ministers·         Members of parliament or similar legislative bodies·         Members of governing bodies of political parties·         Members of supreme courts, constitutional courts or any judicial body the decisions of which are not subject to further appeal except in exceptional circumstances·         Members of courts of auditors or boards of central banks·         Ambassadors, charges d’affaires and high-ranking officers in the armed forces·         Members of the administrative, management or supervisory bodies of state-owned enterprises

·         Directors, deputy directors and members of the board or the equivalent function of an international organisationEasy to obtain?

One could say that the entire process of obtaining a UWO has been tailored to the applicant for the following reasons.

First of all, it is the civil standard of proof that applies to the findings that an authority relies upon in support of their application, which means that an order can potentially be granted with much weaker evidence than would be required to commence criminal proceedings. The court will only need to be satisfied ‘on the balance of probabilities’ that a criminal act has occurred.

Second, it is impossible for a respondent to object to such application, given that they can be made in court on a ‘without notice’ basis. For obvious reasons, the respondent cannot provide reasons as to why the UWO should not be granted.

Furthermore, there is nothing in the legislation that would allow the respondent to directly discharge or even vary a UWO.

In cases where the UWO is granted, it is then up to the respondent to confirm that the asset in question had been acquired from legitimate sources of income.

Failure to comply with the order (either by way of failure to respond, or failure to prove the legitimate sources of income to court’s satisfaction) could potentially instigate both criminal and civil investigations/proceedings against the respondent.

If that is the case, the asset in question would be considered to be recoverable property and recovery proceedings could be commenced. Ultimately, this can lead to seizure of the assets without any criminal proceedings having taken place, let alone a criminal conviction secured.

In 2018 the Home Office issued guidance on POCA investigations, stating that a UWO is intended to access evidence that otherwise would not be available.

However, the UWO has a relatively limited purpose and is one of several investigative tools that are available to the authorities under POCA, such as production orders, search and seizure warrants, disclosure orders etc.

As the Code of Practice states, although not an absolute requirement, the applicant should consider whether alternative tools of investigation could be used in obtaining any relevant documents and information.A story of success?

Obtaining a UWO and subsequently building a case around it proved to be an extremely challenging task. To this day, the NCA remains the only authority that has managed to successfully obtain UWOs. The number of UWO cases extant is still in single digits even though when the UWO was first implemented, the Home Office estimated up to 20 per year.

The only successful case, in that it is the only case that led to a recovery of the alleged proceeds of crime, is the one brought against Mansoor Mahmood Hussain in a much-publicised case which involved forfeiture of property worth millions of pounds.

The NCA obtained a UWO in July 2019 in respect of eight properties owned by the respondent. He provided a 76-page statement providing the required information regarding his interest and the extent of such interest in the properties in question. However, the information disclosed led the investigators to identify a further nine properties belonging to the respondent.

The problem of unexplained wealth has been present in nearly every jurisdiction for a while. Australia, France, Italy, Ireland, the USA, and now the UK are all countries that have incorporated norms in their legislation intended to tackle the issue.

Nearly all jurisdictions, with exception of the USA, follow a similar approach: the onus is on the respondent to explain the interest and the extent of such interest in the asset in question. No conviction or court proceeding is required for a relevant authority to make an application for a UWO and neither is required for subsequent confiscation proceedings.

For further information contact Ellen at e.sanchenko@rfblegal.co.uk or phone 020 7613 1402.About Ronald Fletcher Baker LLP

For more than 50 years, Ronald Fletcher Baker LLP has been providing expert advice from its offices in the City of London, the West End, Manchester, and internationally via its office in Istanbul and its Russia, Ukraine and CIS Desk.

The firm has considerable experience acting for domestic and international governments, medium to large national and international companies, financial institutions, high net worth individuals and substantial corporate investors, many of whom are based overseas.

It is named as a Leading Firm in the Legal 500 2021.

SOURCE

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