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8 ways to save money as a driver

We all know that for many drivers, buying a car can be expensive so it’s important that owning and running a car also doesn’t cost you more than it needs to. There are a number of ways in which drivers could consider cutting their car costs and helping to save money along the way. With the cost of living increasing and fuel prices fluctuating, it can be a good idea to keep your car in good condition, find the cheapest fuel possible and spread the cost of buying a car by using finance. The blog below looks at the top 8 ways in which you can help to save money as a driver.

1.     Spread the cost with finance.

Both new and used cars can cost thousands of pounds to buy outright and whilst buying with cash is the most cost-effective way to get a car, for many it’s not an option. If you’re saving account won’t stretch to buying a car outright, you could consider using car finance to help spread the cost. Car finance agreements such as PCP can even allow you to get a brand-new car with low monthly payments for your budget.

2.     Increase your credit score.

If you are considering a car on finance, it will be subject to approval and increasing your credit score can be one of the easiest ways to improve your chances of getting a car finance approval. Lenders want to know the likelihood of your paying your loan back on time and based on your past behaviour, they can assess the risk. A low credit score usually indicates a history of mishandling credit. Instead, you should try to meet all current payments on time and in full, build a credit history if you don’t have one and also try to clear as much existing debt as you have to help improve your score.

3.     Find cheap car insurance.

Each car that is driven on UK roads needs a valid car insurance policy in place by law. Car insurance premiums can be different from driver to driver but there are a few factors which you can consider helping get the cheapest insurance rates. Unfortunately, things like how long you have been driving can affect your premiums and usually first time or newly qualified drivers can face the highest premiums. However, there are other factors that you can control such as the type of you drive, your level voluntary excess and your no claims discount.

4.     Check tyre pressure.

Your tyre pressure is really important and having underinflated or over inflated tyres can be dangerous and also cost you money. You should get into the habit of checking your tyre pressure regularly and adjust the pressure to the required amount. If you’re unsure you can check your drivers manual or usually, is it displayed on the inside of your driver’s side door.

5.     Check fuel prices.

It’s no secret that fuel prices can fluctuate at any time and this is why is can important to find the cheapest fuel possible. There are many apps and online sites that can help you locate the cheapest fuel prices in your area to help save you money when filling up.

6.     Get a car that fits your needs.

Many drivers don’t realise that buying a car that isn’t fit for purpose can be costing you money. If you need more space, it can be a good idea to shop for the best family cars to buy or if you constantly travel many miles, cars with good MPG can help to reduce your fuel consumption.

7.     Drive smoothly.

The way you drive has a massive impact on how much fuel you use and also the general condition of your car. By anticipating the road ahead, driving more smoothly and also avoid harsh braking, you can help to use less fuel and also increase the longevity of your vehicle. It can also be a good idea to keep up with regularly servicing and MOTs to help maintain your vehicle and reduce the likelihood of something going wrong.

8.     Declutter your vehicle.

Many of us can be guiltily of using a place to store things but having additional weight within the vehicle can increase the amount of fuel you are using as the car has to work harder. It can a good idea to consider how much you’re storing within your vehicle and get of rid anything that is non-essential.

Bloomcare: Supporting Food Banks in the Northwest

For the past 14 years, Bloomcare has been providing essential care to people living with Alzheimer’s disease, alcohol and drug dependencies and mental health issues across the northwest of England. The company operates with an emphasis on Christian values, placing the client’s needs front and centre in all of its activities.

Bloomcare is a company that recognises its duty to care, caring not just for the elderly and unwell but also for the wider local communities it serves. Thanks to its Christian values, Bloomcare regards its duty to care as universal and is committed to delivering assistance to anyone who needs it in any way possible.

For years now, Bloomcare has been a steadfast supporter of food banks, as well as remaining continually on the lookout for other ways it can help, serving local communities that have been so hospitable to the company. Recognising that stronger, healthier and more prosperous communities culminate in healthier, happier and more prosperous people, Bloomcare sees this as a vital opportunity to give back to local communities.

Today, food banks in the UK are under more pressure than ever before, with the cost of living crisis and soaring inflation leaving many families struggling to make ends meet. With most food banks relying on public donations, many are struggling as they become an increasingly utilised service, with expectations on the public rather than government bodies to provide help for people struggling to keep up with price increases.

Bloomcare is proud to support several food banks across the northwest, including Southport Food Bank, Authentic Bethshan Church Food Bank, Rochdale Food Bank, Oldham Food Bank, The Storehouse Food Bank, ACOL Huyton Food Bank, Salford Food Bank, North Liverpool Food Bank and South Liverpool Food Bank.

Committed to delivering support wherever there is need without being confined by borders, Bloomcare not only prayed for the people of Ukraine as the conflict escalated but took action, donating whatever the company could to Ukrainian people to fund medical supplies urgently needed on the ground. As the company points out on its website, the UK may be affected by rising gas and electricity prices, but this is incomparable with the suffering seen in Ukraine. In addition, Bloomcare is also determined to prevent energy costs trickling down to customers, with the company continuing to pray for peace while doing everything it can to support victims of war globally.

In 2021, Bloomcare was nominated as a finalist in the Lang Buisson awards for its response to COVID-19. In addition, all of the company’s care homes were also awarded the title of ‘Best in the Northwest’, with two receiving perfect 10/10 scores.

How to Select an IPTV Service Provider?

Internet Protocol Television is a straightforward concept, despite the name’s potential for sounding overly complex. IPTV enables viewers to stream media content to their television using their internet connection as opposed to getting television signals as broadcast signals that enter your home through an antenna, fiber-optic cable, or satellite.

BUSINESS BENEFITS OF THE IPTV PLATFORM

The most obvious advantage of IPTV is that it enables users to watch their preferred shows virtually anywhere and at any time at a cost that is typically significantly less than that of a standard cable subscription.

The majority of streaming services cost approximately $10 per month and give customers access to thousands of titles.

Consumers were compelled to pay cable bundles that might or might not include the shows they truly wanted to view before IPTV emerged as a viable method of media delivery.

People may now enjoy their favorite shows without having to pay for more content that they might not be interested in thanks to IPTV, which allows viewers to “unbundle” the programs they want to watch from a bloated cable package.

NOW THE QUESTION ARISES WHY OPT THE IPTV OVER THE CONVENTIONAL ONES?

Thanks to IPTV, which enables viewers to “unbundle” the programs they want to watch from a bloated cable package, people can now enjoy their favorite shows without having to pay for additional programming they might not be interested in.

Watching regular TV is getting more and more expensive. IPTV is reasonably priced.

You don’t need to purchase whole packages of TV channels in order to watch. You can purchase a specific package of channels based on your need.

In the past, you had to watch serials on your TVs at the appropriate time or you would miss them. However, with firestick IPTV, you can watch your TV programs whenever you want and even save them to your mobile devices for later viewing.

Your IPTVs won’t contain any kind of commercial advertising. As a result, you can easily watch all of your shows.

The setup and installation of IPTV are very quick and inexpensive.

You’ll be pleased to learn that IPTV also offers VOD (Video on Demand) & live video streaming capabilities on your standard TV sets, mobile devices, or desktop PCs.

In addition, there are more services available through the internetwork.

Guaranteed reliable and economical service.

Previously, cable TV operators forced us to purchase expensive monthly or yearly TV packages, and they even used to deceive us with those subscription contracts. However, with IPTV, you may now purchase short-term packages that are specifically tailored to your needs.

Instead of using bulky and awkward TV remote controls, users may simply touch their fingers on the displays of their handsets to change channels.

Use IPTV from the comfort of your bed and take advantage of this cutting-edge entertainment. The streaming video data is smoothly delivered from the main server to the viewer and there is no chance of data loss or transmission slowdown thanks to Content Delivery Networks (CDNs).

IPTV IS A SIGNIFICANT REVOLUTION IN THE GLOBAL TELECOMMUNICATIONS SECTOR

In the area of video streaming, the development of the internet protocol has led to novel encoding and transmission techniques. Aside from that, the promise of ubiquitous broadband connectivity, new technology, and delivery models have created new economic opportunities for companies in the telecoms sector.

WIRELESS IPTV SERVICE

FOCUSSING ON UHD AND HD IPTV SERVICE – One of the most significant media technologies has been the move to HD. The focus of UK IPTV service providers is shifting more and more toward providing HD and UHD IPTV services.

IPTV SERVICE WHICH IS BASED ON CLOUD – By planning bandwidth, storage, and computation resources, cloud computing fulfills the promise of delivering on-demand services in a flexible manner.

ACQUISITIONS AND PARTNERSHIPS – We can witness the huge merging of the UK IPTV Service market in the acquisitions.

LET US HAVE AN OVERVIEW OF THE MAJOR COMPONENTS NEEDED TO START THE IPTV BUSINESS

From computer monitors and mobile phone screens to plasma and LCD televisions, it is used to provide television services to all of these devices. But how can you launch an IPTV company and become a provider of IPTV? The coming points are also for the one who would wish to start up their own IPTV Platform.

  1. Middleware for IPTV

The core component of the IPTV system is the middleware system. It offers an interface and connects all IPTV services to IP set-top boxes. You can control every aspect of the video streaming industry, including content, subscriptions, and monetization strategies. NORA is the name of our middleware. Media Player A variety of video data streams downloaded from the Internet can be viewed by both corporate and individual users using media players. They can let users watch movies and other forms of video media, as well as listen to a variety of media events.

  1. CDN Solutions

The method used to provide content to end users is called a content delivery network. It will be necessary to create a content distribution network in order to supply the required content.

  1. For OTT the smart TV applications

A content delivery network is a technique for delivering content to end consumers. To provide the necessary content, a content distribution network will need to be established.

  1. Smartphone and tablet OTT applications

In recent years, tablets and phones have emerged as some of the most popular streaming devices. Through these devices, customers may now access all capabilities while on the go. Since Setplex will handle the app building and branding, they won’t have to design an app or deal with any other hassles.

  1. Setting Top Box (STB)

The equipment that links the user to the middleware and enables them to view TV or Video On Demand is known as an STB (set-top box). With various features and the fastest channel zapping speed in the business, our flagship SP110 is one of the market leaders.

  1. Changing the Top Box (STB)

An STB is the piece of hardware that connects a user to middleware so they can watch TV or video on demand (set-top box). Our flagship SP110 is one of the market leaders thanks to its many features and the fastest channel zapping speed in the industry.

Key points of IPTV

Live transcoding

It is made for live online video streaming, digital video broadcasting over IPTV, cable, and satellite TV, video surveillance, and event webcasting. Lowest latency high density transcoding is possible with IPVTL.

Multiplatform

In the past, you had to watch serials on your TVs at the appropriate time or you would miss them. However, with IPTV, you can watch your TV programs whenever you want and even save them to your mobile devices for later viewing. Hence acting like a multiplatform.

Monetization models

Advertising, subscriptions, and free models are the three primary revenue strategies available to OTT. The three primary revenue streams accessible to OTT content providers are advertising, membership/subscriptions, and a hybrid model. There are several different monetization models accessible in the internet video market.

 Middleware

The core component of the IPTV system is the middleware system. It offers an interface and connects all IPTV services to IP set-top boxes. You can control every aspect of the video streaming industry, including content, subscriptions, and monetization strategies. NORA is the name of our middleware.

Video on demand

Having the largest selection of videos on demand. IPTV becomes more demanding.

White Label

Providing advanced video solutions based on extremely good expertise in the video due to which it is one of the leading adaptive OTT platforms. This also has an ultra HD 4K Video which gives you an uninterrupted service.

Integrated IPTV DRM

DRM is a form of video security that encrypts videos using a combination of symmetrical and asymmetrical characters. Adaptive streaming guarantees uninterrupted video streaming even with sluggish network connections, albeit it produces less-than-stellar images.

CONCLUSION

Almost 47 million people in the US alone are Netflix subscribers, and more than 47% of them are from other countries making it the leading OTT service provider giving you the most uninterrupted service. This is only a small part of the IPTV picture as more and more people around the globe use IPTV systems for live entertainment and sporting events, breaking news coverage, and video on demand (abbreviated VOD) programming.

All About CBD Legislation in Europe

Many questions arise regarding the European legislation currently in place around cannabidiol. For example, is CBD legal in the EU, or is it banned?

CBD is legal in Ireland throughout most of Europe, and you can easily buy CBD Flowers at low prices.

In the rest of this article, we explain in detail and with precision what European law says on the subject. But, of course, this law only regulates some things, and some countries may need to be more or less open in their approach, implementation and compliance.

Does European law prevail over local law?

Does European law on CBD prevail over French law? This question has long been debated.

The answer is yes. At least, this is what we understand when we analyse the repercussions of the Kanavape case.

Indeed, the two founders of this company were accused of selling narcotic e-liquids. As a result, they were suspected of having contravened article R5132.86 of the Public Health Code. However, they claimed they had stayed within the law by offering CBD products with THC levels below 0.2%. They then took the case to the European Court of Justice.

The latter ruled in their favour, stating that France was obstructing the principle of free movement of goods within the European Union and its market by only allowing CBD products to be sold if they contained 0.0% THC. As a result, the country has been ordered to review its legislation on the subject.

CBD Law Europe: what do the institutions say?

In the course of the case, the Advocate General came to the following conclusion: “EU law prohibits a member state from prohibiting orders and imports of CBD oil from another member state if the oil is obtained from the whole hemp plant and not only from its fibres and seeds because according to the current state of scientific knowledge, it has not been proven that cannabidiol oil has psychotropic effects.

The World Health Organisation finally shares this finding. Indeed, the World Health Organisation has stated that there is only a small risk of undesirable side effects from taking CBD. This is why the CJEU went in this direction during this case that has caused so much talk in France.

What the European law says about CBD

The European Union has established that CBD is not dangerous for the body. Therefore, its distribution and marketing are authorised in European countries! However, beware. Indeed, not all liberties are good to take. Thus, specific rules have been established.

CBD products must not contain more than 0.2% THC. THC is the psychoactive molecule found in the cannabis plant. Therefore, you will rarely find CBD products rich in THC within the EU borders. However, some countries have decided to increase this limit somewhat, such as Austria and Luxembourg, which have set it at 0.3%.

CBD in Germany

Both in Germany and Austria, CBD products are legal. However, be careful. One condition must be met to ensure that cannabidiol-based products are legal. In Austria, the THC level must not exceed 0.3%, while in Germany, it is 0.2%.

Finally, it should be noted that our German neighbours have authorised the prescription and the sale of therapeutic cannabis. A bill (expected by the end of the year, or even 2023) could also authorise the consumption, and therefore the sale, of recreational cannabis.

CBD in Spain

In Spain, the CBD issue is instead… complex. While CBD products can be sold and consumed (as long as they do not exceed 0.2 – 0.3% THC), therapeutic cannabis has still not been decided. Moreover, the situation is peculiar since medical marijuana is allowed in Catalonia but nowhere else!

CBD in Belgium

In Belgium, the issue of CBD is well-defined. The consumption of products derived from hemp and rich in cannabinoids is allowed. Moreover, CBD flowers containing less than 0.3% THC (tetrahydrocannabinol) are classified as “tobacco” products and no longer as “narcotics”. As for therapeutic cannabis, it is allowed by prescription only. A situation that is the same as in Denmark!

CBD in Croatia

In Croatia, CBD is perfectly legal. Medical cannabis is also permitted and has been since 2015. It is, therefore, possible to buy marijuana directly in pharmacies or specialised shops to relieve pain and inflammation related to a particular disease. However, be careful. It is strictly forbidden to smoke cannabis in public places.

CBD and the Law in Europe: what future?

What about the future? While the US is far more advanced on the issue of CBD and cannabis in general, it is clear that restrictions in EU member states are divisive, and many countries are unsure of where to stand. So today, advocates of decriminalising cannabis or CBD are calling on elected representatives in Europe to come forward and consider a comprehensive law.

This would allow all the nations concerned to have a framework on which to work. But, unfortunately, the subject remains taboo. This is a fundamental misunderstanding when we know that more and more voices are being raised in favour of implementing a simple framework. Finally, the economic interest is genuine, with hundreds of CBD shops opening across Europe every month.

Buying legal CBD in Europe

The best CBD Company, such as JustBob.shop, only offers legal and lawful products.

Indeed, the CBD flowers, the CBD oils or the resins and cannabidiol infusions do not contain more than 0.2% THC. Therefore, a decision was taken by the European Commission allowing to optimise the cultivation of hemp and the production of CBD throughout the continent.

These solutions are, therefore, perfectly legal and authorised for both resale and consumption. Moreover, online, you will have access to all the references and products that can be delivered anywhere!

Uncover the Mystical Secrets of Islam: A Journey into the Heart of Islamic Spirituality

Islam is a religion that encompasses not only spiritual beliefs and practices, but also a rich and diverse cultural heritage. At its core, Islam is a faith that seeks to bring people closer to God, and to help them live a life of purpose and meaning. One of the most fascinating aspects of Islamic spirituality is the tradition of mysticism, which offers a unique path to spiritual growth and enlightenment.

Mysticism is a term that has been used to describe a range of spiritual practices and beliefs that exist within many different religious traditions. In Islam, mysticism is often referred to as Sufism, and it is considered to be a way of life that is based on the pursuit of spiritual enlightenment and a deeper connection to God. Sufis believe that through meditation, contemplation, and other spiritual practices, they can attain a state of divine consciousness and experience a profound sense of union with God.

The origins of Sufism can be traced back to the early days of Islam, and it has evolved over the centuries to become a rich and diverse tradition that encompasses a wide range of spiritual practices and beliefs. Sufis believe that the ultimate goal of their spiritual journey is to attain a state of union with God, and to experience the divine presence in all aspects of their lives.

One of the key principles of Sufism is the idea of purification of the heart, which is seen as a necessary step in the journey towards spiritual enlightenment. Sufis believe that the heart must be purged of all negative thoughts and emotions, and that this can be achieved through regular spiritual practices such as dhikr (remembrance of God), meditation, and prayer. By purifying the heart, Sufis believe that they can experience a deeper connection to God, and can receive divine guidance and inspiration.

Another important aspect of Sufism is the idea of love for God, which is seen as the foundation of all spiritual growth and development. Sufis believe that by cultivating a deep and abiding love for God, they can achieve a state of spiritual enlightenment and union with God. This love is often expressed through acts of devotion and self-surrender, and it is seen as a key component of the Sufi spiritual path.

In addition to these spiritual practices, Sufism also encompasses a rich cultural heritage, and Sufis have played an important role in preserving and promoting Islamic arts, literature, and music. Sufi poetry and music are considered to be important expressions of the Sufi spiritual experience, and they have had a profound impact on the development of Islamic culture.

One of the most distinctive features of Sufism is the idea of the spiritual master, who is seen as a guide and mentor on the Sufi spiritual path. Sufis believe that the spiritual master is an essential component of their spiritual journey, and that they can provide guidance, support, and inspiration on the path towards spiritual enlightenment.

Sufism is a rich and diverse tradition that encompasses a wide range of spiritual practices and beliefs. Whether you are seeking to deepen your connection to God, or to experience the joy and peace that comes from spiritual enlightenment, Sufism offers a powerful and transformative path to spiritual growth and fulfillment.

In conclusion, the tradition of Sufism is an important aspect of Islamic spirituality, and offers a unique path to spiritual growth and enlightenment. By engaging in spiritual practices such as purification of the heart, love for God, and devotion to the spiritual master, Sufis believe that they can achieve a state of union with God and experience the divine presence in all aspects of their lives. 

Sam Najafi, Property Writer: Property Portfolio Strategies for 2023

Sam Najafi, property writer, has a special interest in regeneration, renovations and self-build properties. This article will look at property investor strategies and investor reactions to economic uncertainty in 2023.

Despite the significant hurdles faced by many in the prevailing economic climate, optimism remains within the property investment landscape, with bricks and mortar retaining its reputation as one of the safest perceived investment vehicles during economically turbulent times – particularly in the UK’s top performing areas.

Research published by Finbri, a bridging finance broker, revealed that more than 50% of existing property investors planned to add to their property portfolios in 2023. Among the most experienced property investors, even more activity was predicted, with 68% of investors with five or more assets in their portfolios intending to take advantage of ‘increased opportunities in 2023’.

Conversely, the research also revealed that a third of investors were not planning to invest more in 2023, while 16% of respondents remained unsure. Given the prevailing economic uncertainty this figure is unsurprising, although it is hoped that the mortgage market will stabilise early in 2023.

Finbri co-founder Stephen Clark said the findings suggested that investors with vast property portfolios were more likely to capitalise on increasing availability of property as less experienced investors sought to sell. Clark pointed out that the outlook for both growth in income and capital appreciation in the rental market were benefits that investors should be particularly aware of at the current time.

In terms of the rental market, the report suggested that tenant demand had continued to grow, leaving property investors in the buy-to-let space with strong rental returns and fewer void periods. Meanwhile, turning to capital appreciation, experts predicted that prices would decrease slightly through 2023, with depreciations ranging from 5% to 10% on average, although this forecast varies from one research centre to the next. This may result in more properties coming onto the market, followed by a return to growth of 2% in 2024, rising to 4% in 2026, Finbri speculates.

Looking back, it is apparent that uncertainty breeds opportunity, with previous property crashes and subsequent economic downturns presenting scope for developers and investors to make their fortunes. While cautious types played the waiting game, bold investors took action, capitalising on the lack of competition. During any property crisis, risk aversion takes a tight grip, particularly among inexperienced investors. However, as Stephen Clark indicates, property investment can be a great way for investors to diversify their portfolio provided they do their research, discovering which locations are ripe for development and keeping a close eye on interest rates.

Cygnet Health Care: Construction of Cygnet Hospital Sherwood Gets Underway

Construction has commenced on a new purpose-built facility in Mansfield, Nottinghamshire. Cygnet Hospital Sherwood is a new state-of-the-art hospital designed to support both male and female patients struggling with mental health issues.

Operated by Cygnet Health Care, one the leading independent mental health care providers in the United Kingdom today, Cygnet Hospital Sherwood will create more than 100 new jobs in the local area, attracting further investment from Cygnet in the local economy. Cygnet Hospital Sherwood will draw on local resources during the construction phase, as well as day-to-day operational supplies once it is up and running.

Located in Mansfield’s Rainworth village, the 44-bed hospital will be an important extension to the existing Cygnet Health Care facility on Rufford Colliery Lane, providing a sanctuary for people facing mental health problems and offering a safe, supportive environment in which to recover.

Construction of the hospital commenced in the summer of 2022, and it is predicted to open to patients by the end of 2023. Dr Tony Romero, Cygnet Health Care CEO, joined the construction team in Rainworth for the official ground-breaking ceremony. He said it was Cygnet Health Care’s priority to ensure those suffering with their mental health get the very best support. Dr Romero explained that the new hospital would complement the range of mental health services already delivered by Cygnet Health Care in the area, adding that the organisation was delighted that it would soon be able to support more people in need of help.

Currently, Cygnet Sherwood House and Cygnet Sherwood Lodge operate from the site. While Cygnet Sherwood Lodge supports men with complex needs and learning difficulties, Cygnet Sherwood House is a specialist, high-dependency inpatient rehabilitation facility for men.

Cygnet Hospital Sherwood has been specially designed with wellness in mind, providing a safe and comfortable environment to promote the successful recovery of patients. Facilities will include a garden, ensuite bedrooms, a gym, therapy rooms, treatment rooms, a multi-faith room, a hair salon, a dining room, a communal lounge, meeting rooms, a quiet lounge and onsite car parking. The new facility will create a range of local job opportunities including health care professionals, nurses, clinicians, domestics, catering and administrative roles.

Cygnet Health Care partners with the NHS to deliver mental health care across a broad range of different settings across the United Kingdom today. The COVID-19 pandemic has seen a rise in individuals suffering with mental health issues and it is anticipated that Cygnet Hospital Sherwood will see continued high demand for its services.

As Dr Tony Romero explained, the pandemic had a huge impact on people’s mental health, with experts anticipating that another 500,000 people across the United Kingdom will experience mental health difficulties due to COVID-19. Dr Romero pointed out that this would not only affect their mind but also their physical health, families, relationships, job prospects and much more besides. With a current surge in demand for specialist mental heath services, Cygnet Health Care is working closely with the NHS to provide the best possible facilities and treatment to help people on their recovery journey.

Dr Tony Romero confirmed that the new, purpose-built hospital would meet the latest NHS specifications for improving mental health within a therapeutic environment, ensuring that patients throughout the East Midlands and Nottinghamshire will receive the care and treatment they need close to family and friends.

Which is a Better Investment in the UK Today: Buying a House or Building one?

The UK housing market has been in a state of flux for the past few years. The great recession brought about a sharp decline in home prices and sales activity that persists to this day. And, as the economy continues to recover, we’re now seeing a gradual uptick in interest from potential buyers. While this presents opportunities for prospective investors and first-time buyers, property consultants UK concedes that the situation can be overwhelming for current homeowners too. With that being said, what should you do? Should you buy or build your home? Let’s take a look at some of the key factors to consider before investing in real estate today.

What’s driving house prices in the UK?

Real estate prices in the UK are primarily determined by supply and demand. As demand for homes is low, prices are also likely to stay low for the time being. Homeowners are also reluctant to sell their properties because they are hoping to wait for the market to turn around. For now, the economic climate and government policies are the major factors influencing the market. Other factors such as demographics, taxes, interest rates, and future planning also play an influential role. Further, the new government wants to boost the economy and revitalise the housing market by offering free housing to first-time buyers, raising the stamp duty tax, and allowing home improvement tax breaks.

Is it time to buy a home in the UK?

When it comes to deciding if it’s time to buy a home in the UK, there are many factors that must be taken into account. Home prices in the UK have slowly increased over the past few years. If you’re confident in the long-term prospects of the local economy and think that housing prices will increase significantly in the near future, then now could be the time to make the leap. You should also consider your financial situation and ability to service a mortgage. Further, homeownership is widely considered to be a sound long-term investment. But if you’re financially vulnerable or have other commitments that make it difficult to service a mortgage, then there may be better options for you.

Should you build your own new home?

In choosing this route, you will benefit in a variety of ways. You get to choose the size, layout, design, and location. In addition, you can also integrate features such as energy efficiency, smart home technology, and eco-friendly and pet-friendly spaces. But you’ll have to factor in the costs involved in this project, which can run into thousands of pounds. However, an added advantage is that you might end up with a home that specifically meets your personal preferences. This is because you get the freedom to choose a design and layout that meets your taste. Plus, if you’re planning to stay put for a long time, then a home built by yourself could be a better option. It can also be a great way to save money and create a strong credit history for your future.

Should you invest in an existing property?

When it comes to investing in an existing property, there are again several factors that you should consider. You should note the current market conditions in the area where the property is located, its age, and its current value. Another crucial factor to consider is the type of investment you are making. Please remember that you should only invest in a property if it fits your investment strategy and meets your financial objectives. Further, you may be better off investing in a portfolio of different investments rather than just one.

The Bottom Line

There are several decisions to be made during the home-buying process, but one of the very first is whether to buy an existing home or build a new one. From location to price to property taxes, there are several factors to consider prior to building or buying a home. However, one thing is certain — the UK housing market remains one of the most attractive in the world. Whether you decide to buy a newly built home or invest in an existing property, you’ll have the opportunity to benefit from the country’s strong economic environment and favourable demographics.

The Do’s and Don’ts of Flying Shorthaul

A short-haul flight is a flight that is under three hours. In the UK, most destinations across Europe are easily accessible from a short-haul flight, allowing us to explore new countries in a shorter time frame. Below, the travel experts at Wizz Air reveal the top dos and don’ts of flying short-haul and how to make your flight as comfortable and seamless as possible.  

The dos of short-haul

Keep a moisturiser or face mist in your liquids bag

The air inside a plane is extremely drying, so even though the flight is short and you can hop off and go straight into your holiday, you’ll notice your face feels tight and uncomfortable. By keeping a moisturiser or a face mist in your hand luggage, you can help lock in moisture before take-off and then perk your skin up when you land. Ideally, you should opt for a moisturiser with an SPF, especially if you are sitting in a window seat. While plane windows can block UVB rays, there is still a chance that UVA rays can penetrate glass and hit your skin at a deeper level, resulting in a higher risk of sun-induced damage. 

Fly early in the morning

There are many appealing factors to short-haul flights, from a shorter amount of time spent travelling to less of a time difference, meaning you don’t need to worry about dealing with jet lag. With this in mind, it’s a great idea to choose early morning flights to maximise your time at your destination, especially if you are going away for a short period. Lots of short-haul flights start taking off in the early hours of the morning and are usually cheaper than flying later in the day. Morning flights are also advisable as there is less chance of delays than later on in the day, when air traffic becomes busier. As a morning flight is naturally one of the first flights of the day, there’s also less chance of a domino effect from delayed previous flights.  

Wear breathable clothes and layers

There’s nothing more uncomfortable than feeling hot and sweaty, especially when you’re sitting on a busy plane for a couple of hours. With this in mind, make sure you wear breathable fabrics, such as cotton or linen, that allow air to circulate and help sweat to evaporate. Restrictive and non-breathable fabrics will hold in sweat, resulting in you feeling dirtier and more uncomfortable.

If you tend to get cold easily then you shouldn’t expect the luxury of an in-flight blanket to keep you warm on a short-haul flight, as such a luxury is reserved for long-haul flights only. Planes do tend to get cold and the air gets dry, so bring on an extra layer or two to keep warm and comfortable, even if your destination is in the sunshine. 

The don’ts 

Pack too much in your carry on

Most travellers who use a short-haul flight tend to pack their holiday goods in a carry-on. Not only does this save having to pay for a larger suitcase for a shorter trip but it saves waiting around at baggage claim once you reach your destination when you want to be out exploring. A simple carry-on, especially if packed properly, can hold enough to see you through your mini-break, however, you should be wary not to overpack. As carry-on suitcases go in the overhead locker you need to be sure you can lift it into the locker. In addition, different airlines have different carry-on restrictions, so while your trusty mini suitcase may be perfectly fine for one airline, it may not be for another so be sure to check with your airline. 

Wear contact lenses

As the air on planes is extremely dry, try to avoid wearing contact lenses and opt for your glasses instead. Wearing lenses will dry your eyes out, making you feel more tired and uncomfortable and can even end up being more difficult to remove, causing tears.   

If you do have to wear contact lenses then it is advisable to bring a spare pair just in case your eyes feel particularly dry and uncomfortable. Finally, even if you don’t need to wear glasses or contact lenses, you should bring eye drops to help refresh your eyes once you land, as this way you will feel ready to get on with your holiday. 

Drink alcohol

Alcohol is dehydrating at the best of times, however, combining this with the dry air and pressure of a plane makes its dehydrating properties even worse. The myth goes “one drink in the air is like two on the ground” and although there is no scientific evidence to support this, it is known that drinking alcohol in the air can dehydrate you much faster than otherwise. If you do want an in-flight tipple then make sure you limit yourself to just a few, at least until you land, and keep drinking water throughout. 

Performance Fabric is a Game-Changer in Interior Design

All homeowners want to showcase beautiful furniture in their homes, but can you truly enjoy it if you’re always worried about it getting ruined by everyday use? Of course not. But we’ve got some great news: with performance fabric, you can create a gorgeous space and achieve both functionality and aesthetics. This unique material is durable and easy to clean while maintaining a stylish appearance. Over the years, it has evolved considerably, helping homeowners enjoy their furniture for a long time. Since performance fabrics are created with advanced technologies that make them resistant to UV rays, exposure to sunlight can’t alter their appearance.

Understanding performance fabric

Put simply, performance fabric is a type of fabric designed to withstand wear and tear, making them an excellent choice for outdoor furniture that may be exposed to harsh weather conditions. However, they can also be used indoors, in high-traffic areas and in busy households. Suppose you have pets or children; you likely know that keeping the furniture clean and in good condition can be challenging. Luckily, performance fabric is a great solution, as it is both stain-resistant and durable.

Types of performance fabric

Performance fabrics are usually made of a combination of synthetic or natural fibres, which are treated to achieve durability. Different types of performance fabrics are available, and some may be a better option than others.

  • Olefin. Unlike other materials, olefin doesn’t have to be treated to boost its outdoor performance, as it already has inherent qualities that make it durable. It is lightweight, soft and eco-friendly and consists of polyolefins, meaning that the material is safe outdoors, withstanding stains and fading.
  • Nylon. This material is generally associated with stockings, but its applications go far beyond that. It offers similar benefits as olefin if treated with a performance solution, withstanding various outdoor conditions. However, it has a considerable downfall – the material is synthetic and has a strong negative environmental impact, emitting greenhouse gases during production and manufacturing. 
  • Acrylic. Acrylic also needs to be treated to provide valuable characteristics – otherwise, it can’t withstand the typical outdoor wear and tear, causing pilling on furniture. This material is resistant to mildew, water and chemicals.
  • Polyester. This material is durable and can fight stains easily. Besides its ability to protect against rot, mould and mildew, polyester is also popular for its flexibility. It is a versatile option, offering the look of natural fibres like cotton once the material is woven. Plus, it is easy to wash and can even withstand harsh sunlight if treated with a UV-protective solution.  
  • Crypton. This fabric is generally treated heavily so it can protect against stains. However, crypton is used indoors as its fibres aren’t stain-resistant and, thus, can’t withstand snow, rain or humidity.  

Benefits of performance fabric

Now that you’ve learned the different types of materials, let’s further discuss the advantages of performance fabric.

Variety of styles

Some materials limit your options when it comes to choosing the right fit for your home. Think about leather – while it keeps your couch clean, you can only choose between black or the traditional brown. But performance fabrics are different, as they come in various patterns, designs, and textures to align with your furniture needs.

Child-proof

If you have children, performance fabrics are an excellent choice for the furniture in your home, as it eliminates all your worries about your toddler dropping the meatball on it, leading to a hard-to-clean stain.  

Environmentally conscious

This is a hard truth, but the textile industry is a significant pollution producer. Hence, it’s vital to rethink how furniture is produced and look for ways to protect the planet while also meeting your home design’s needs. Not all performance fabrics are eco-friendly, whether because they can’t be easily recycled or resist too long once thrown into the landfills. However, performance fabric can reduce the effects of climate change due to its longevity. That’s because it promotes extensive use instead of throwing products in the trash only after using them for a few months.

Increased resistance to colour fading

Watching your lovely furniture lose its colour can be genuinely unpleasant. Even if you buy a treatment solution and try to restore the material’s colour, you can’t bring it back to its glory days. But performance fabric is resistant to sunlight, so you can say goodbye to faded cushions by opting for them.

How can you use performance fabrics in your home?

Performance fabrics are ideal for high-traffic areas in your home, like the dining room, living room and family room. At the same time, they are also great for outdoor spaces, such as on outdoor cushions or patio furniture. Other potential uses for performance fabrics include:

  • Upholstering furniture: performance fabrics are perfect for upholstering sofas, chairs, and ottomans.
  • Window treatments: you can also use performance fabrics this way, which is an excellent investment. Window treatments can get stained easily in heavily used rooms like kitchens, but performance fabrics can maintain the material’s beauty and design.
  • Custom bedding: performance fabrics are ideal for making pillowcases, sheets and duvet covers that withstand wrinkles and stains. Plus, they are allergen-free, which is another reason you should consider them when choosing bedding for your home. A beautiful and clean bedroom can make an entire difference in how well you sleep, so we guarantee you won’t regret your decision.
  • Durable outdoor furnishings: performance fabrics began outdoors, and they have evolved into different colours, patterns, and textures. Hence, you can use them on your outdoor furniture and relax, knowing they will last long with light vacuuming and regular wiping.
  • Home theatre seating: Suppose you have a home theatre room where you spend time relaxing with your family and sipping on drinks; consider performance fabrics. They are a great alternative to leather, providing durability and comfort. Plus, they come in a wide range of patterns and colours, so you can pick something that perfectly matches your preferences.

Last words

Performance fabric is your go-to if you’re looking for durable furniture. By choosing them, you won’t have to worry about stains or wear and tear any longer. This is a long-lasting investment, resulting in fade-resistant, easy-to-maintain and stunning furnishings.

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