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Our Guide To Airlines When Travelling To Europe

Travelling is a stressful time for some as luggage restrictions and organising passports can sometimes take away from the fun of a summer holiday. However, it does not have to be this way. In this article, we will be giving you a simple guide on how to combat the airports when travelling to Europe. 

Have Your Documents On Hand 

One of the biggest ways to beat the rush at the airport is to ensure that you have all the documentation that you need beforehand. Whether this is renewing your EHIC Card at Ehic.co.uk or renewing your passport, you can have all the documentation that you need to ensure your check-in is as seamless as possible, particularly when travelling with the family or a large amount of luggage. 

Look For The Best Possible Deals 

Before travelling to Europe, it is important to ensure that you have booked your hair fair in advance. By booking approximately 6 weeks in advance you are able to save yourself a significant amount of money on flights with the best possible seats. Additionally, there are also a number of airline comparison sites that allow you to look at all the airlines to one specific location. This is great if you are travelling with a family as you can be sure you have found the best possible price when booking. 

Fly Direct If You Can 

Another way that you can cut cost when travelling to Europe is to fly direct. Though this may cost you more upfront, this is the perfect way to avoid delays and having to pay the price of two individual tickets. With airlines such as Easy Jet and British Airways providing direct flights to a number of European locations, you can have a stress-free trip at any point throughout the year. 

Check-In Early 

When you arrive at the airport, it may be worth checking in early for your flight. Not only will this give you the freedom of removing your suitcases but you can then begin to look around the airport before heading to security. This makes the process far less stressful and can help you to relax and unwind before the flight. Though there may sometimes be an additional charge for checking in early, it is well worth paying the price as it helps to alleviate stress and ensure you are ready for the flight in plenty of time.

Check The Weight Of Your Suitcase Before You Leave 

The final way that you can beat the stress of an airport experience is weighing your bag before you leave. By ensuring that your suitcase is under the restriction placed by your airline, you will make the process as stress-free as possible. A luggage scale can be bought in a wide range of supermarkets and is your new best friend, both before you leave and when you are flying home. 

Whether you are jetting off to a European destination in the future or you are beginning to plan your summer holiday for next year, each of these tips will help you to have a stress free and enjoyable experience. What more could you ask for? 

5 Benefits of Medical Cannabis for Your Health

When we talk about drugs, we tend to focus on the harmful effects they cause, which increase with consumer addiction. However, remember that drugs, such as morphine, codeine and more, are used medicinally, as is medical cannabis according to recent studies, which have found a number of benefits for the human body. Therapeutic use often occurs in the absence of the criteria that give cannabis medical quality. It is called Medical Grade Cannabis that has quality control, whose production is standardized and that meets international standards for herbal medicines. The medicinal use of cannabis refers above all to the end we give it and not to its quality. 

How does medical cannabis affect our bodies? 

Cannabis contains substances that resemble our natural brain neurotransmitters. One of them is tetrahydrocannabinol or THC, which in the short term produces a sense of well-being and amplification of pleasurable sensations, elevation of the pain threshold – but also some interference with the formation of memories and with motor functions. 

Cannabis contains another substance called cannabidiol or CBD, which increases the levels of another endogenous neurotransmitter called 2-AG. This neurotransmitter, deals with the regulation of the immune system and pain. THC is psychotropic, and it’s the part of the cannabis that gives you the “recreational” effects, but CBD does not produce these effects: on the contrary, it does affect brain function and overall health, in many cases in a beneficial way. 

Reduces chronic pain 

After reviewing many studies, the report of the National Academy of Science in the US concluded that the treatment of chronic pain was the main use of cannabis, and the reason why many people used it as a medical indication. These effects depend on both THC and CBD. It is also effective against muscle spasms, for example of the diaphragm, that do not respond to other medications. 

Slows down the development of cancer and alleviate the effects of chemotherapy 

The same CBD component can slow the development of breast cancer according to the San Francisco University study. Other studies with mice have shown that THC also slows the growth of tumors, and a more recent one, combining CBD and THC, found that adding radiation therapy achieved a more effective treatment to stop the development of glioma, the most common brain tumor . However, these results have not yet been replicated in humans. 

Cancer patients treated with chemotherapy experience nausea, vomiting and loss of appetite. Several studies have proven that smoking marijuana or using THC-based drugs can relieve these symptoms. 

Helps with Alzheimer’s, Parkinson’s, and Multiple Sclerosis 

Smoking cannabis has beneficial effects on neurodegenerative diseases. THC slows down the development of amyloid plaques that form in the brains of Alzheimer’s patients, thus slowing down the disease. The mixture of CBD and THC can also help preserve memory and dronabinol, another cannabinoid, can lessen behavioural disorders in Alzheimer’s patients. Multiple sclerosis patients who smoked cannabis also saw their muscle spasms and pain reduced, and in the case of Parkinson’s, it also helped reduce tremors and pain according to studies university Tel Avid. 

Reduces post-traumatic stress and schizophrenia symptoms 

In the USA, post-traumatic stress syndrome is the most common reason for prescribing cannabis to patients. Several studies with war veterans indicate that it reduces feelings of fear and anxiety. Other studies indicate that CBD relieves seizures in patients diagnosed with schizophrenia. 

Glaucoma treatment 

Since the 70s there are studies that prove that the use of marijuana relieves intraocular pressure for several hours, and can be used for short-term treatment of glaucoma. The treatment has the side effects of using marijuana, and it is not better or worse than other 

medications on the market, so a more durable and less invasive treatment is being developed from the plant.

Virtual Reality to Revolutionize the Gambling Industry

The gambling industry is quick to seize on technological advancements. If some new tech is seen to benefit players or offer them a more exciting experience, then it is soon adopted. The internet is an excellent example of this. As soon as the internet started to become mainstream, it was quickly flooded with a host of casinos competing to offer the biggest and best online experience. Graphics, sounds, and game play have all hugely advanced since then and been incorporated into exciting new games. The latest advancement that could completely revolutionize the gambling industry is Virtual Reality (VR).

What is Virtual Reality?

Like the name suggests, users step in a whole new reality, a whole new world. Using wearable hardware, users become entirely immersed in an environment that they can travel through, explore, and make their own. No longer do users simply play games, they live them.

How Does VR Benefit Players?

There are several compelling reasons for keen players to don VR hardware. The first is the total immersion it provides. Instead of looking at a flat 2D screen, players can wander the halls and rooms of a virtual casino – right from home. They could place a wager on a horse race and watch it play out in three dimensions as if they were at the track. Of course, the technology doesn’t quite offer this level of seamless experience, yet. But the possibilities are exhilarating.

One enticing possibility is the opportunity for social interaction. This is one aspect this is missing from traditional online gambling. With VR, players can meet other players, interact with dealers in a more complete way, make friends, and increase their overall enjoyment. Imagine checking out new casinos, virtually, exploring the games, learning the rules first hand from real people in that world. Envision an online world of amazing casinos, more fantastic than the biggest and most elaborate Las Vegas resorts. What is possible in these worlds is only limited by a developer’s imagination. It is an intoxicating thought.

Don’t We Have That Already?

Virtual Reality casinos were launched in 2015 with SlotsMillion, but we are still in the early days. Like all new technology, it can be clunky and limited in the beginning, but when more developers get on board, the sky’s the limit. At the moment there are a few online platforms that offer VR – you can check sites like topcasinosites.co.uk for lists of casinos that provide various forms of gambling. Keep your expectations in check though. For now, we haven’t reached the full potential of VR just yet.

Final Words

There is no doubt that Virtual Reality has the potential to revolutionize the gambling industry. It offers the chance to take gambling to a whole new level of immersion and enjoyment. Players can enter worlds of their choice, interact with like-minded people, view events as if they were really there – all from the comfort of their home. We are still in the VR infancy, but as the technology is picked up by more developers we can expect it to soar.  

Why big banks need to update their back-end technology

Financial technology, or fintech, has developed hugely over the past decade. In many ways, it has transformed the way that the financial sector operates. The automation of financial services, and their move online, have been enabled by digital technology in the form of machine learning AI, sophisticated software and complex algorithms. In terms of customer experience and security, making financial transactions is now very different from what it was just ten or 20 years ago.

Fintech, however, is not just about the customer-facing software that enables us to do our everyday banking or even trade on the stock market via our phones and laptops. Fintech also covers the “back end” of financial institutions such as banks or brokers. While the fintech stories that make the news often involve disruptive start-ups offering new ways for customers to bank or buy products, behind the scenes, the technology is in many cases in urgent need of investment and updating.

Legacy systems

The infrastructure used for financial trading, data storage and analytics, and for managing risk and compliance, costs banks and other institutions a huge amount of money just on essential maintenance. However, despite investment in developments such as cloud computing, these systems are in some cases up to 30 years old and require a major and expensive overhaul to bring them up to speed in the modern world.

Many major institutions are still using overly complex, out-of-date systems for processes such as compliance, data retrieval and document processing. The hi-tech front end as seen by the customer is often far more impressive than the legacy systems used by employees in the back end, where a surprising amount of work is still done manually. Of course, this increases the risk of human error.

Adapt to survive

In some ways, financial institutions that operate entirely in the digital arena are better able to adapt than older institutions still rooted in brick-and-mortar banking and a 19th-century approach to finance. The recent acquisition of smart contract provider Firmo by online trading platform eToro is a part of a wider growth strategy for the investment broker that looks to a future of tokenised assets and increasing use of blockchain technology to track financial transactions. In comparison, many banking multinationals are lagging behind.   

Disruption is coming

Disruptive technologies have not hit clearing, payment and messaging services between banks in the same way that they have changed how customers interact with financial providers and service vendors. These are the “rails” of the financial industry, and they are the same for both massive institutions and new start-ups. While new online lenders may promise a financial revolution, they are using the same system that is in place for decades. The only difference is that they have to pay more to use it than the banks, which essentially own the systems. There is huge potential for a disruptive financial revolution based on developing a new, modern back-end system, free from the control of the major players. The big institutions have a vested interest in keeping things as they are, but if or when change comes, it will be far better for them if they are the instigators of this change. Otherwise, like the dinosaurs, they may find that they are obsolete overnight.

Jürg Widmer Probst on how to pair your cigar with the perfect drink

If there is one thing that is better than enjoying a high quality cigar, it is enjoying a high quality cigar with the right drink. 

And just as certain types of wine go with certain foods, the same is the case with cigars and drinks. So how do you go about matching that cigar you’ve just pulled out of the box with the perfect drink from your cabinet? 

Here are a few basic guidelines.

1. Match bold-flavoured drinks with a strong cigar

If you’re about to light up a cigar with a strong, peppery flavour profile like a 601 La Bomba, you need a drink that can handle this. 

Pick an alcoholic drink like a tequila to balance out (but not overwhelm) your powerful cigar. Remember, it is important that the two flavour profiles work together, rather than cancelling out or swamping each other.

2. Match more subtly-flavoured cigars with a smoother drink

There is a reason people smoke a mild cigar with their morning cup of coffee. It’s because they like the blend of coffee they drink, and they want to taste it properly. 

But it is also because they like all of the flavours that go into the particular cigar they’re smoking. 

They know the coffee will balance – and even enhance – that smoking taste experience. And because they’ve chosen a cigar with a subtle, complex flavour, the two elements will work perfectly together. 

3. It doesn’t always have to be an alcoholic drink

Sure, a delicious malt whisky, a brandy or a high quality tequila is a great option to go with a cigar. 

And we’ve already spoken about the joys of that coffee and a mild morning cigar. But what about other non-alcoholic options? 

Our left-field choice for this is cream soda. It’s actually a wonderful match – the vanilla flavours of a cream soda go perfectly with a cigar. There is also a bit of history here too. Apparently the original Cuban cigars were designed to give smokers a real hit of vanilla flavour, so the match up makes sense.

4. Think about the colour

Here’s a technique that actually works. Use the colour of your drinks and your cigar as an indicator of the relative richness of each. 

So, a deep brown, full-bodied cigar will probably go well with an equally full-bodied, rich coloured bourbon. 

And that light and creamy cigar you’ve just pulled out of the box will go perfectly with a light and complex single malt. Hold them both up to the light, and see how they look together.

5. Avoid white spirits

Some people might say this is a good general rule for life, but we’re just talking cigars here! 

White spirits like vodka and gin just don’t really work with cigars for some reason. Even though many of them have a strong enough flavour, it seems that cigars just overwhelm them. 

So, stick with the whisky, cognac, brandy and rum when you’re deciding which drink to go with your cigar of choice.

Another Fraud suspicion in Argentina Involving Danish Maersk

Another suspicion of fraud in Argentina involving the maritime giant Maersk Holding Company, this is not the first time the shipping giant company would be involved in cases of fraud-related activity across the globe.
Meridian Maritime S.A, a local maritime operator, sued Svitzer which is the Argentine subsidiary of the maritime giant and a member of the Danish holding company APM Moller Maersk.
Meridian Maritime S.A in 2016 entered into a joint venture agreement with Svitzer a subsidiary of the maritime giant APM Maersk on the deal that the local operator Meridian Maritime S.A would provide 20 percent of the capital and its experience, knowledge, and clients of the local market, while Svitzer, on the other hand, would provide 80 percent of the money and its international experience and knowledge. This joint venture agreement led to the formation of Madero Amarras S.A.
In the complaint filed in the commercial court No.8 in which the following stakeholders/managements were served, the CEO of the company Marc Nieder, its director Kees Van Den Borne, the company trustees Horacio Julio R.M and Luis Gustavo Cedrone, and also the company’s attorney in Argentina Nicolas Fernandez Madero, the plaintiff stated that the agreement reached with Svitzer has not been complied with.
Meridian Maritime S.A has accused the global tugboat port operator of fraudulently sidelining the agreement it entered with her by maneuvering the company’s activities. It alleged that since the maritime giant company gained access into the local market using the experience, knowledge, and expertise of the local operator they look for ways and means to sideline the local operator from its activities to keep the whole business to itself.
In addition to the suit filed by the minority shareholders, they also accused the company’s board of Directors of approving a false statement of account which was submitted by the management. Also, in the suit filed by the plaintiff Meridian Maritime S.A, it accused the board set up by Svitzer of financial mismanagement through unjustified expenses and awarding of contracts to companies abroad that are being controlled by Maersk group, the companies include Svitzer Caribbean Ltd, Wijsmuller, and others.
Judge Javier Consentino decided to intervene in the case on March 28. Judge Javier Consentino ordered the suspension of execution of what the board approved in its previous meeting of March 6 for not being in accordance with the third party’s right to information which denied them access to the company’s proper financial situation.
The Judge ruled in favor of the plaintiff in a bid to safeguard the stakeholders right. However, the judge also opted for a precautionary measure that will allow the company to intervene by a seer for 90 days, which may also be extended by the court.
Also, in 2017 Maersk was involved in a conflict that could have brought about a diplomatic meltdown when Federal Judge Enrique Lavie Pica banned the activities of government tugboats for illegal activities without approval on the Malvinas Islands.
The Justice objected to tugboats which Maersk awarded the tender in 2016 by the Ministry of Energy through its subsidiary, Svitzer.

Company Insurance Software – A Veritable Game Changer

A lot of traditional businesses are finding it difficult to cope with the rapidly changing business landscape. Things are changing so fast that companies that were massively successful a few years ago now find themselves struggling to stay afloat.

Why?

New technologies have created new buyer behaviors that businesses that have not quickly transited can’t just understand. Just a few years back taxis were a big deal. Today, Uber and other tech driven cab companies have totally turned that business upside down. This just shows how technology is changing the face of business.

Every aspect of the economy and every industry have been directly hit by this phenomenon rightly called disruptions because they really are disrupting the way things have been done. One can now stay anywhere in the world and book an Air BnB; hotels beware!

This disruption is not showing any signs of slowing down. If anything, it will get more aggressive with each passing day. How can businesses survive this onslaught?

Simple – Evolve or go Burst!

Our focus today is the insurance industry and the reality this industry’s players have to deal with if they will be able to flow with the tide and maintain their position of strength.

First, let’s as ask ourselves an important; how are new technologies developed? Do they just spring up?

The answer is simple – they are usually developed in response to a need or needs.

Given the answer above, we can therefore assert that any technologies that will be (or have been) developed for the insurance industry will be (or is) in response to an existing need. Can we identify any current needs that require attention?

Surely we can and we will. Let’s get to it. The Basis for a Technological Disruption in the Insurance Industry

There are a number of factors that have started to trigger technological disruptions in this industry. We will briefly look at a few of them.

A Changing Customer Base

This is an issue that B2C businesses are having to come to terms with and it is captured in one word – Millennials. First it was in the employment market that they had become the largest generation group taking over from baby boomers. These forced employers to begin to change the way they employ and manage employees.

So how does this affect the insurance industry and any other industry for that matter? To answer this question let us quickly look at some major traits of this generation group.

Millennials:

  • Are tech Savvy.
  • Need quick results.
  • Do not just take your word for it.
  • Love taking time going through their options (and they usually have a lot of those).
  • Will easily switch allegiance if trust is broken.
  • Are pragmatic and socially motivated.
  • Etc.

Let’s make do with these traits. How do these traits interact with the traditional insurance transactions?

  • Being tech savvy, they will easily be put off by all the paper work and physical meetings required to conclude transactions like the processing of claims.
  • Their need for quick results will get them irritated at the time it usually takes to go through some traditional insurance processes.
  • This generation does not trust corporations. Before doing business with an organization, they will likely read up on that organization and look for reviews from others who have dealt directly with said organization.
  • They are used to having a lot of options so you cannot rush them into signing up for a policy. They will usually want to check their options.
  • Remember that they don’t take your word for it and they have loads of options so when they do not get what you promised, they will quickly switch allegiance and ensure they let others know that you broke your word.
  • They are not scared to take an organization on even if it’s for something totally unrelated to the organization’s actual business. For example, a millennial can refuse to do business with an organization in protest of the gender representation of its general staff or management staff.

The points raised above forces businesses operating today to structure their operations to accommodate this now dominant generation.

Internet of Things

This is another major cause for disruptions on a whole lot of levels. We now have driverless cars, smart homes, AI and the likes. If a driverless car were to be involved in a car accident, who will be liable? Certainly the car manufacturer. The same goes for a smart home and other such new technologies.

What this has done is change the face of liabilities and claims. It also provides new ways of evaluating and processing claims and also setting premiums.

For example, a car insurance policy holder can have his/her car tracked to monitor its use and even its maintenance record. The insurance company can easily detect lapses on the part of the holder that can nullify the insurer’s obligation or increase the holder’s premium.

The possibilities are immense and the industry must brace up to meet them head on as they quickly unfold.

Big Data

In this age of information, no one does anything through guess work. Businesses know exactly how their target audience behave and so they design products that perfectly suit each one rather than having a blanket product for everyone.

This is especially true for this industry. With the increase in the use of big data analytics, insurers can now make use of these information to deal on a very personal level with each of their customers. This will include giving them personalized policies and premium rates.

Way Forward

All of the points we have discussed above may look scary and unreal for the unprepared. However, the truth is that some companies are already making the necessary adjustments to accommodate these changes.

Some insurers have adopted the use of an insurance company software that are helping them position themselves better for the task of serving this rapidly evolving market. Some of these software offers advanced and flexible features that help not just insurers but MGAs and brokers to step up their game.

Times are changing and they will keep changing a lot faster. Only those who can change as fast as or even pre-empt these changes will be the dominant forces in this emerging economy driven by technology and information.

Using the Bollinger band in 1-hour time frame

Indicators are often considered as blessings for new traders. If you can learn to use the indicators in a proper way, you can easily avoid the false trade setups. Sadly, the new traders are always making mistakes since they don’t know the proper way to execute a trade based on the indicators reading. In fact, they use too many indicators with a hope to find great trades. Though there are thousands of indicators which you can use, today we are going to discuss the Bollinger band indicator. Some of you might say, you know the proper use of this indicator but hold on, there is a twist. Instead of using the indicator in the daily time frame, we will learn to use it in the 1-hour time frame. Once you read this article, you can easily execute high-quality trades using this technique.

Facts about 1-hour time frame

Before you start to trade the 1-hour time frame, you need to know some facts. Trading the 1-hour time frame is extremely risky and you need to be extremely precise with your trade execution. Without having complete control over the emotions you are bound to lose money. However, if you promise not to break any investment rules, you can easily make a huge profit by using the Bollinger band indicator in the 1-hour time frame.

Loading the indicators

If you load the Bollinger band in the indicator in the 1-hour time frame, you can easily spot the dynamic support and resistance level. But spotting those levels is not enough to ensure your profit. You have to rely on a simple price action confirmation signal to trade the upper and lower band. Before you dig deep into the price action signal, make sure you never use the Bollinger band indicator trading strategy in the event of high impact news. Most of the time the market tends to break above or below the dynamics levels on the event of such news. Even the pro traders who prefer CFD trading at Saxo stay in the sidelines during such events.

Use of multiple candlestick patterns

Some of you might think, you need to use the price action confirmation signal to trade the major bands. But do you really think this will help? If you trade the market by using the single candlestick pattern, chances are high you will lose money. You need to use multiple candlesticks to spot the potential entry and exit point. The pro traders prefer to use the bullish morning star and bearish even star pattern to trade the dynamic bands of this indicator.

Execution of the trade

Once you find the perfect trade setups at the dynamic levels of the Bollinger band indicator, you need to assess the risk-reward ratio. Your first take profit level would be the mid-band of this indicator. If the risk-reward ratio is less than 1:2 you should never execute the trade. Remember, you are trading the market using the dynamic support and resistance level. So, the chances are high that the market will break the dynamic levels without any prior notice. So, never trade the market with a 1:1 risk-reward ratio. In fact, the pro traders in the United Kingdom prefer to trade with 1:3+ risk-reward ratio since it allows them to recover their losses very easily.

Dealing with the losing trades

Though the 1 hour Bollinger band indicator trading strategy is extremely profitable, still you need to prepare yourself face the losing trades. Regardless of the market condition, you should never execute any trade with more than 2% risk. Learn more about risk management policy since it will help you to make a profit in the long run. If possible, use multiple time frame analysis to find out the long term prevailing trend. Execute the trade in favour of the market trend to reduce your risk factors.

A Beginner’s Guide for New Enduro Fans

If you just started riding bikes, you need to know how to choose the right gear for this new adventure. Head and knee injuries are the most common forms of accidents associated with riding motorcycles. A study published by Dietmar Otte found that 45% of all impacts caused by bikes occurred in the head. The body is not designed to withstand the impact caused by motorcycle accidents, making it essential to wear protective gear. When you are buying motorcycle gear, it’s not just about how well it protects essential body parts but how suitably it fits. The text goes on to explain how to choose the right gear for your bike and critical aspects to consider:

Select the Ideal Gear for Your Discipline

Are you an endurance, motocross or supersport racer? Motorcycle sports involve a vast range of racing activities and each kind demands unique gear. A motocross racer, for example, needs lightweight, highly ventilated gear that can withstand long racing sessions. However, racers signing up for an enduro tour, which involves brushing the body against tree limbs, climbing hills and falling on rocks, should consider enduro-specific gear. Extreme enduro racing is quite tasking as racers are required to race on extremely rough terrain. Sometimes, it is challenging to find enduro-specific equipment as many manufacturers focus on the sale of regular motorcycle gear. Here is some essential gear you should have:

• Hand-guards: If you are buying open-type hand guards, be sure to get some clutch levers and spare brakes.

• Buy a good GPS steering bar case and practice how to use it during training

• Avoid non-breathable waterproof gear

• Carry plenty of gloves: both light and durable types.

• Buy soft steering grips

Choose a Dirt or Adventure Jacket

They are also known as ADV jackets and are available in two types- bring your-own-layers and an all-in-one jackets. All-in-one adventure jackets have a thermal liner and a waterproof layer hence, suitable for use during all kinds of seasons. The premise for this construction is that the user can adjust the jacket to fit the current season. The Leatt ADV jacket from 24mx, for example, has detachable sleeves and is designed for use during warm and cold weather. Bring-your-own layers jackets are made of a dirt armoured shell that is fitted with a waterproof layer. The waterproof protection has direct vents that come in handy during warm weather. Racers often invest in a separate base and mid-layers, and this depends on the weather.

Buy a Helmet that Fits Well 

The helmet should not be too loose or tight. A loose helmet leaves a gap that causes your head to move upon impact. Extremely tight helmets may lead to headaches, especially if worn during long racing sessions. For enduro-racing, you need to look for adventure-specific helmets. The helmets have a reinforced peak that reduces wind buffeting and have broader face shields for use with or without goggles. They also vent better than the regular street helmets. However, if looking for helmets that will tackle off-road racing, buy a dirt bike type.

Learn about Stop Loss and Other Risk Management Tools at Vestle

Today, we’re going talk about everyone’s least favourite topic: Risk. There’s nothing appealing about risk, right? It sounds unpleasant and has a dangerous ring to it. However, the truth is that when you invest in global financial markets, risk – or, more accurately, managing risk – is your best friend.

Anyone who is telling you that investing is all about profits without mentioning losses is selling you something. Every experienced investor loses – some more than others. How do investors handle risk? Not by ignoring it, but by managing it.

So, how do you manage risk? Well, if you’ve attended one of the Vestle video courses, you already know that leading brokers provide traders with useful risk management tools, designed to assist them in making smart, balanced trading decisions. Here are just 3 popular examples of risk management trading tools.

1. Stop Loss

Automatic market orders allow traders to manage their open trades around the clock. By setting Stop Loss orders, you dictate a specific rate at which a losing deal will close – essentially saving you from excessive losses. Stop Loss has many advantages. It allows you to better manage multiple deals, have more extensive control of your investment funds and take action even when you’re not online. This is especially important to traders who diversify their portfolio and hence could end up investing in markets that are active in very different hours.

Does this trading tool have disadvantages? Of course it does. For starters, it doesn’t protect you from slippage – a dramatic change in price that is either too quick to monitor or takes place when the market is closed. Another disadvantage is that Stop Loss can work against you. If you set it at the “wrong” rate – too high or too low – you will either end up with substantial losses or your deal will close before it has a chance to recover and develop.

It’s not enough to know this trading tool. You should also take the time to learn how to use it correctly.

2. Negative Balance Protection

Negative Balance Protection is not really a tool, but rather a policy, and nowadays it’s also a regulatory requirement. What is this policy about? It simply states that traders’ accounts cannot go into minus – ever. It doesn’t matter how volatile the market is or if you remembered to set a Stop Loss order. You will never lose more than the money that you have in your balance and you will never owe your broker money. 

This is a very valuable risk management tool because it means the investors can decide how much they are willing to risk in advance, and protect themselves from extreme volatility and changing market conditions. Needless to say, this is especially important for CFD traders, who usually use leverage. True, leverage increases your trading power, but it also increases risk, making even slight market movements crucial for the development of your open deals. 

Luckily for traders, today, all regulated brokers must offer Negative Balance Protection, so all you need to do is ensure that you choose an FCA regulated broker. 

3. Information

What?! Is information a risk management tool? Of course it is. The world today is not driven by oil, but by information, and for traders, knowledge can be just as valuable as charts of features. Traders have to get to know the instruments they invest in, take the time to learn about factors that affect the market and follow financial news on a regular basis. Even technical analysts who are more focused on charts need to take the time to boost their knowledge about different strategies and indicators. It doesn’t matter how experienced you are or how much knowledge you have, the technology keeps advancing, the markets keep changing and you should always take the time to widen your perspective and gain additional insight.

Where can you obtain information? It’s freely accessible in just about any format you can imagine. We already mentioned financial news sites, but there are also online articles, investment-focused portals, blogs, audio books and – if you prefer – video tutorials. You can take advantage of video tutorials such as the Vestle video courses, watch short trading-related clips or use a Demo Account to gain practical knowledge. Through information, you’ll be able to learn how to use available trading tools, develop your risk management strategy and make better informed, smarter trading decisions.


The materials contained on this document have been created in cooperation with Vestle and should not in any way be construed, either explicitly or implicitly, directly or indirectly, as investment advice, recommendation or suggestion of an investment strategy with respect to a financial instrument, in any manner whatsoever. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 86.9 per cent of retail investor accounts lose money when trading CFDs with Vestle. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Any indication of past performance or simulated past performance included in this document is not a reliable indicator of future results.

Full disclaimer: https://www.vestle.com/legal/analysis-disclaimer.html

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